Official sources for Florida community association law, mortgage guidelines, and industry standards.
The primary Florida law governing condominium associations, including reserve requirements, SIRS obligations, financial reporting, and board governance.
Visit official sourceFlorida law governing homeowner associations (HOAs), including financial requirements, assessment authority, and member rights.
Visit official sourceThe Florida Department of Business and Professional Regulation division responsible for condominium oversight, complaints, and regulatory enforcement.
Visit official sourceStatutory format for the condominium "Frequently Asked Questions and Answers" sheet that must be provided to prospective purchasers and existing unit owners on request.
Visit official sourceStructural Integrity Reserve Study requirements for condominium buildings 3 stories or more, effective December 31, 2024. Covers roof, load-bearing walls, foundation, plumbing, electrical, waterproofing, windows, and fire protection.
Visit official sourceStructural inspection requirements for buildings 3+ stories at 30 years of age (25 years if within 3 miles of the coast). Enacted after the Champlain Towers collapse.
Visit official sourceFannie Mae selling guide for condominium project eligibility, including reserve requirements, litigation limits, owner-occupancy ratios, and insurance coverage thresholds.
Visit official sourceSearch the HUD database for FHA-approved condominium projects. FHA approval is required for buyers using FHA-insured mortgages.
Visit official sourceHUD program office page for FHA condominium approval requirements, including the application process, recertification, and compliance guidelines.
Visit official sourceFreddie Mac eligibility requirements for condominium and cooperative projects, including reserve adequacy, insurance, and financial review standards.
Visit official sourceVA Home Loan program requirements for condominium purchases, including the VA-approved condo list and appraisal guidelines for veteran borrowers.
Visit official sourceThe leading national organization for community association education, advocacy, and best practices for boards, managers, and service providers.
Visit official sourceCAI Florida chapter providing state-specific education, events, and legislative advocacy for Florida community associations.
Visit official sourceFlorida-based organization providing education, certification, and networking for community association managers and board members.
Visit official sourceNational reserve study provider offering educational resources on reserve fund planning, percent-funded benchmarks, and component analysis methodology.
Visit official sourceVerify that your association's CPA holds an active Florida license through the Department of Business and Professional Regulation.
Visit official sourceVerify that your real estate agent or property manager holds a valid Florida license through the DBPR online portal.
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